Wondering what Trim is all about and whether or not it can help you save money and create a spending plan?
If you have come to this review chances are that you have heard about this AI technology and have come here to learn more about it.
Kudos to you for doing your research before signing up so you can get the lowdown on how this newly created technology works and how it can save you lots of money.
Within the following review, I’ll be showing you what this system is all about, how it works, & whether this AI assistant can help you save as much money as it did me or not.
You’ll definitely want to stick around and continue reading so you don’t miss out on any of this information that I’ll be sharing with you guys today.
I have personally downloaded & used this service myself prior to writing this review.
This way I could try this service out for myself and write an honest review based on my own personal experience.
I’m sure that many of you guys may have questions about this system and I plan to answer each & every one of them in the context of this review.
However, like always, If I fail to answer your questions please feel free to leave them for me in the comment section below this review and I’ll get back with you with a detailed reply.
Let’s Get Started!!
Trim Product Overview
Product Name: Trim AI
Where To Download: asktrim.com
Type Of Program: Financial Tool & Planner
Price To Get Started: $0
Overall Rating: 4.5/ 5 Stars
Recommended: YES (Highly)
I saved $240 in less than 3 days of joining this system!!
Trim is a financial management tool that will help you stay within your budget, save money for a vacation or a downpayment on your first house.
They also have a bill negotiator feature that saved me over $240 in only 2 days of using this system.
Trim is a holistic financial management tool that was designed to help you meet & exceed your financial goals and keep your finances in order.
Paying too much for Cable TV, Internet, Or Car Insurance?
Trim will negotiate with these companies on your behalf and try to get your bill lowered.
They will also from time to time scan your account for recurring subscriptions that you may have signed up for & forgotten about or no longer need and cancel them out for you.
With your permission, they will cancel these subscriptions out for you and keep more money in your bank account each month.
If you’re looking for an all in one solution to your financial needs which includes building a budget, negotiating your utility bills, and creating a saving plan then Trim could help you out.
Pros Vs Cons At A Glance
- Negotiates with your cable provider to lower your bill & passes these savings on to you
- Can help you get & keep your finances in order
- Tailored spending plan to help you pay off debt faster.
- Utilizes bank-level security by enforcing a 256 bit SSL encryption
- Free to download & get started
- Some features charge a fee to access them
Trim AI At A Glance
Trim is not an app that you’ll need to download like I thought it was when I first started researching this system a few days ago.
After doing a fair amount of research which includes personally signing up for this service myself & connecting my bank accounts to it, I quickly discovered that it’s like having your own personal financial assistant.
By utilizing the latest in AI technology, Trim is a bot that will track your spending, lower your bills, and consistently look for ways to save you money and keep more of it in your account.
Developed by Daniel Petkevich & Thomas Smyth in 2015, this financial management tool has helped millions of people get their finances in order & pay off debt quicker.
Over the past 4 years, Trim users have saved over $20 million dollars using the services offered within this program.
How It Works
It’s Free to sign up & create your account.
You’ll simply need to enter your full name, a valid email address, and create a unique password to get started.
From there, you’ll need to decide how you would like to be contacted
- Facebook Messenger
- Link to SMS
Once you have made a decision on how you would like to be contacted you’ll then need to connect your bank account to Trim so they can start analyzing and scanning your account for ways to save you money.
Shortly after you have decided on a goal you’ll be contacted by either SMS or FB messenger depending on which option you choose when you initially signed up with a welcome intro for you to watch.
This has got to be one of the best features associated with this program and 1 that I like the most.
This only works with things like Cable TV, Internet & Cell Phone service as these are the services that have the ability to be discounted the most.
This service seems to work best with Time Warner(Spectrum) Comcast, Verizon, & Direct TV.
I have just submitted my Spectrum bill to these guys the other day and I’m still waiting to hear back from them.
I’ll keep you guys updated on how this works out for me and how much they are able to lower my bill.
If they do happen to lower your bill, they will charge you one-third of however much they saved you over the course of 12 months.
For example, if they save you $120 yearly ($10 a month) they will take a $40 cut shortly after they have secured these savings for you and got your bill lowered.
While some people weren’t really happy with this, I think it’s fair and definitely worth it to avoid the headache of having to argue with your TV or Internet provider for ripping you off.
Wouldn’t you guys agree?
How Trim Saved Me $240 In 3 Days
Like I said earlier, their bill negotiation feature is one of the best features this AI program has to offer in my own personal opinion.
As soon as I signed up for this service, I thought I’d test out this feature to see if they really could save you as much money as they claim on their sales page.
On Friday, Sept 13th I submitted my information to them and connected my Time Warner account to see how great this service really was.
Over the weekend, I didn’t think about it much & figured they probably wouldn’t be able to save me much if anything at all.
To my surprise, I got a message from them on Monday morning that they had secured a deal for me that would save me $240 over the next year on my internet bill.
My new discounted bill won’t take effect until next month (October) due to the fact that my Sept bill was already sent out.
If Trim can save me this much money in only 3 days just imagine how much I could save in 30, 60, or even 90 days?
I have yet to dive into the many other features that this program has to offer and I wish their bill negotiation wasn’t limited to Cable, Internet & Phone services.
Unfortunately, it is, but it’s all good and I’m thankful that they were able to save me as much as they did in only 3 short days.
As I continue to save more money with this program I’ll be updating this review for you guys.
Finding Recurring Subscription Fees
How many times have you guys signed up for a free trial or a streaming service like Netflix, Hulu, or Shudder and then got busy & forgot you even signed up?
I for one have done this countless times and wish I had something like this back in the day to avoid wasting money on services I no longer use or need in my day to day life.
The most popular ones that they are able to successfully cancel with no hassle are Netflix, Hulu, & many other popular streaming services out there.
However, this works for virtually any recurring subscription service out there.
They will scan your account and look for services that you may be paying for but don’t genuinely need and send you a text message asking if you would like to cancel these services to save you some money.
If you say yes they’ll ask you a few standardized questions that you’ll need to answer for them to cancel these services for you and avoid paying monthly fees for services you no longer are using.
Your Personal Spending Plan
To activate this feature, you’ll need to connect a bank account where you are paid through direct deposit from your job or however you make a living.
This way Trim can analyze your account & ensure that you aren’t spending more money than you have coming in.
This will vary from one person to the next but as you can see in the screenshot below, I’m pretty much on track for September so far in terms of staying within my personal budget.
They will analyze your monthly bills ie: Electric, Gas, Water, Rent or Mortgage and compare these amounts to your monthly income and come up with how much money you have to spend for the month.
There is also a premium option available to you as well that goes into much more advanced detail & I’ll be covering this in the next section so you’ll definitely want to stick around and continue reading.
Trim Premium Options
In addition to the many free features that come included with this financial tool, there are also a few premium options available for those of you who are ready to take things to the next level.
For a monthly $10 fee you can gain access to debt management services that comes with an entire suite of tools that include the following
- APR Negotiator
- Budget Creator
- Automated Savings Plan
- Financial Coach
- Debt Eliminator
Does your credit cards carry a high APR rate?
Trim’s APR Negotiator will contact your credit card companies on your behalf to get this lowered for you so you can keep more of your hard earned money in your pocket.
Also if you’re the type of person who isn’t very good at budgeting money then you’ll definitely benefit from this service.
In my own honest opinion, I feel like this feature alone is worth at least $10.
Wouldn’t you guys agree?
Not to mention the fact that you even get your very own Financial coach to help you stay on a budget, lower your bills and get you on a spending plan.
Whenever you have questions or need some advice they will be there to help you out.
Is Trim AI Really Worth It?
I guess this depends on the type of person you are and what your financial needs consist of.
If you would benefit from any of the services I listed above and are in need of a financial assistant to keep your finances in order then I think it would definitely be worth your time in the long run.
As I continue to use it in my day to day life I’ll keep this review updated with my progress and how much I have saved from using this service.
Millions of people across the globe fight about money & they let this get to the point where it stresses them out both physically & emotionally.
Why not let Trim worry about your finances so that you can focus on the more important things in life?
Anyway, I really hope this Trim AI Review has answered many of the questions you may have about this service and provided you with everything you need to know to make a sound decision about joining.
Questions, Comments, OR Personal Experience you would like to share about your experience with this service?
I would love to hear all about it in the comments below.
I’ll get back to you ASAP with a detailed reply
Until Next Time
~Your Friend, Scott~